Bring Real-World Assets on-chain — with risk you can actually price.
Parametric is the AI-powered risk engine for Real-World Asset collateral in DeFi. We convert messy off-chain data into transparent, dynamic borrowing parameters — so RWAs can scale safely.
Built for issuers, lenders, and protocols that want institutional-grade guardrails — without sacrificing composability.
RWAs aren’t missing liquidity.
They’re missing risk infrastructure.
Tokenizing an asset is easy. Making it safe collateral is the hard part. Most RWA collateral fails because the real world is dynamic — and parameters aren’t.
- Borrowing parameters are static while risk is dynamic
- Data quality varies; oracles go stale; servicers drift
- Fraud patterns evolve faster than manual reviews
- Market stress hits — and protocols have no automated brakes
Parametric outputs a Collateral Score plus a full parameter set: LTV, haircut, borrow caps, and liquidation buffers — updated as conditions change.
Safety-first defaults: when uncertainty rises, the system tightens borrowing automatically. If critical feeds go stale, circuit breakers reduce exposure before losses compound.
- Staleness penalties and auto-tightening
- Hard caps per issuer / category / jurisdiction
- Conservative overrides for edge cases
“Explainable” isn’t optional. Each score includes human-readable drivers (data freshness, performance drift, anomaly flags, liquidity assumptions).
Ingest → Score → Protect
Parametric transforms off-chain signals into on-chain parameters that protocols can consume like any other primitive.
Ingest — issuer + servicer data, standardized
Cashflow history, repayment performance, asset metadata, jurisdiction & servicing details — normalized into a clean interface for vaults and protocols.
Score — AI + rules produce a Collateral Score
Models estimate default likelihood and loss severity, while anomaly detection flags duplication, circular flows, and behavior drift. Model disagreement triggers safety bias.
Protect — parameters update automatically
Borrowing tightens when risk rises, expands when confidence improves, and pauses when data becomes unreliable. Circuit breakers prevent silent systemic exposure.
Features that make RWAs behave like responsible collateral
Every module is built to reduce fragility: detect issues early, tighten exposure automatically, and keep outputs composable.
Dynamic Haircuts
Haircuts adjust based on performance, data freshness, and volatility — not quarterly opinions.
Adaptive LTV Curves
Different risk tiers earn different borrowing capacity. Safer pools get better capital efficiency.
Freshness Penalties
If feeds go stale, parameters tighten automatically. Stale data can’t silently become systemic risk.
Fraud & Duplication Detection
Pattern detection flags suspicious repeats, circular flows, and servicer anomalies early.
Conservative Failsafes
If uncertainty spikes or models disagree, the system defaults toward safety-first parameters.
Risk Templates
Ship faster with curated templates for common RWA types — then customize with governance.
Designed to slot into real DeFi stacks
Parameters ship as a primitive: plug into vaults, risk modules, and monitoring pipelines — no bespoke dashboards required.
Built to earn trust from risk skeptics
No hype, no hand-waving. The UI makes it obvious what the model knows — and what it doesn’t.
“We finally stopped treating RWAs like static collateral. The staleness tightening alone changed how we think about exposure.”
“The score is useful, but the explainers are the product. Reviewers can see drivers instantly — and challenge assumptions.”
“Circuit breakers + caps turn ‘unknown unknowns’ into bounded risk. It feels like institutional guardrails on-chain.”
Designed to fail safe — not fail spectacularly.
Parametric treats risk as a system, not a spreadsheet. Guardrails are first-class: caps, brakes, and staleness logic are built in.
- Hard caps per issuer, category, and jurisdiction
- Circuit breakers for staleness, anomalies, and stress regimes
- Multi-source validation to reduce single-oracle dependency
- Immutable parameter history for auditability
- Dispute pathways + governance-controlled overrides for edge cases
PARA aligns incentives around risk, safety, and performance
PARA is designed for protocol participation and risk alignment — not as a promise of profits.
- Vault integration fees for dynamic parameters
- Scoring & monitoring fees for ongoing computation
- Premium analytics & custom templates for power users
Ship fast, then harden for scale
A phased path from MVP risk primitives to institutional-grade underwriting rails.
Foundations
Data schemas, vault interface, parameter format, monitoring & staleness logic.
MVP Launch
First RWA templates (e.g., invoices / leases), dynamic haircuts, basic circuit breakers.
Scale
Multi-oracle support, dispute flows, expanded templates, integrations with lending protocols.
Advanced stress regimes, enhanced explainability, and compliance-friendly extensions — without breaking composability.
Frequently Asked Questions
Short answers. No fluff. Built for skeptics.
What RWAs can you support?
Any asset with reliable performance data and enforceable claims can be modeled. We start with categories where servicing and performance are measurable (e.g., invoices, leases, short-duration receivables), then expand.
Is this a replacement for oracles?
No. Parametric consumes oracle/data feeds and outputs risk-aware parameters: scores, LTVs, haircuts, caps, and safety controls.
What happens if data becomes unreliable?
Parameters tighten automatically. If critical feeds go stale or anomalies exceed thresholds, circuit breakers reduce borrowing or pause it.
Can the system be gamed?
We design for adversaries: anomaly detection, multi-source validation, caps, and governance oversight. The goal is resilience — not wishful thinking.
When is PARA required?
PARA is used for governance participation and risk alignment (staking/backstop). Integrations can start permissionless, with advanced roles gated by stake and reputation.
RWAs will be the biggest bridge into DeFi —
only if risk becomes composable.
Parametric is building the risk infrastructure that lets RWAs scale responsibly: dynamic parameters, transparent scoring, and automated guardrails.